Lending Officers


Joel Reynolds

Joel Reynolds

NMLS #757419
(731) 692-3761

Louis Turner

Louis Turner

Loan Officer
NMLS #757417
(731) 692-3761

Mark Miller

Mark Miller

Loan Officer
NMLS #610603
(731) 692-3761


Joe Elliott

Joseph Elliott

Branch Manager
NMLS #757289


Barbara Bush

Barbara Bunch

Branch Manager
NMLS #610966

NOTICE REQUIREMENT: Secure and Fair Enforcement for Mortgage Licensing Act of 2008

As required in the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act), The Farmers & Merchants Bank is required to disclose the Mortgage Loan Originator's unique identifier # to any consumer applying for a residential mortgage loan. You may use this Mortgage Originator unique identifier # to access information about the loan officer processing your loan application on the Nationwide Mortgage Licensing System & Registry website* www.nmlsconsumeraccess.org to obtain Mortgage Loan Originator information such as name, employment history, office locations, registration status as a Mortgage Loan Originator, and any publicly adjudicated disciplinary and enforcement actions against a mortgage loan originator.

The Nationwide Mortgage Licensing System & Registry (NMLS) # for The Farmers & Merchants Bank is ID# 503948.

The Loan Officers who may process your loan applications are listed below:

  • ID# 757419 - Joel T. Reynolds
  • ID# 757289 - Joseph P. Elliott
  • ID# 757417 - Louis E. Turner
  • ID# 610603 - Mark T. Miller
  • ID# 610966 - Barbara G. Bunch

*The Farmers & Merchants Bank is not affiliated with the website referenced above for Nationwide Mortgage Licensing System & Registry: www.nmlsconsumeraccess.org


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