Home Loans

Are you excited about buying a home, remodeling a home, or building a home? The Farmers & Merchants Bank is excited to help you with all of your home loans whether it is a Real Estate Loan, Home Equity Line of Credit, Home Improvement Loan, or a Construction Loan! Contact us today to get started on this next adventure in your life!

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Real Estate Loan

Our conventional mortgage loans offer terms up to 30 years with both fixed and variable rate options for the purchase or refinance of your home.

HELOC - Home Equity Line of Credit

Use the equity of your home to fund that next big project. Our Home Equity Lines of Credit offer you the ability to have funds available to you whenever you need it. The amount of your line of credit will be based on the equity of your home and your ability to repay the debt. Other terms and conditions may also apply.

Home Improvement Loan

Whether you need new windows or a new roof, a home improvement loan can help you fund specific projects with minimal costs.

Construction Loan

Building a new home can be a stressful event. Let us help you get the funds you need to make that dream home a reality. Generally, The Farmers & Merchants Bank may lend to qualifying applicants up to 85% of the value of the home to be constructed on a term of one year or less.


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