service Charges & Fees

*Subject to change without notice.
*Effective August 1, 2018

Insufficient Fee or Overdraft $30

Daily Overdraft Fee

(after the 3rd consecutive business day of overdraft)

Stop Payment Fee $25
Returned Check Charge Back Fee $5
Telephone Transfer $2
Additional Statement $2
Account Research



Balance Customer Accounts


$10 minimum

Debit Card Replacement $8
Money Order or Cashier's Check $2
Tax Levy or Garnishment $50
Wire Transfer - Outgoing $25
Wire Transfer - Incoming $15
International Wire Transfer - Outgoing $60
International Wire Transfer - Incoming $50
Miscellaneous Copies $1/Page

$5/first 2 pages

$1/additional page

Print Checks at Bank (12 checks) $5
Replacement Night Deposit Locked Bag $35

Withdrawal from Christmas Club or Vacation Account

(outside of the normal time to withdrawal)



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Personalization Settings



The Farmers & Merchants Bank would like to personalize your banking experience. Please enter your first name below..

This level of personalization will not lead to the sale of your name or leak your identity. The information you provide will only be stored on your computer and will not be transferred to the web server.

Please do not remind me again.