Current Rates
These rates are current as of April 3, 2013 and are subject to change without notice.
Annual Percentage Yield (APY) assumes principal and interest remain on deposit for one year at the same interest rate. Service charges and fees may reduce earnings.
| |
Interest
Rate |
APY |
Minimum
Opening
Balance |
Minimum
Balance
to Receive
Interest |
| SAVINGS ACCOUNTS * |
| Regular |
0.50 |
0.50 |
$100 |
$ -0- |
Vacation Club
(Renewed Annually with May 1 payout)** |
0.60 |
0.60 |
$ -0- |
$ -0- |
Christmas Club
(Renewed Annually with November 1 payout)** |
0.60 |
0.60 |
$ -0- |
$ -0- |
| MONEY MARKET ACCOUNTS * |
| |
0.60 |
0.60 |
$2,500 |
$2,500 |
| CHECKING ACCOUNTS * |
| NOW |
0.10 |
0.10 |
$1,000 |
$1,000 |
Super NOW
Tier 1: $1,000 to $2,499.99
Tier 2: $2,500 & up |
0.15
0.10
0.15 |
0.15
0.10
0.15 |
$2,500 |
$1,000 |
| Hometown |
0.10 |
0.10 |
$100 |
$1,000 |
| Hometown Plus |
0.10 |
0.10 |
$100 |
$1,000 |
Horizon Club
Tier 1: $1,000 to $2,499.99
Tier 2: $2,500 & up |
0.10
0.10
0.10 |
0.10
0.10
0.10 |
$2,500 |
$1,000 |
High Yield Business
Tier 1: $2,500 to $9,999.99
Tier 2: $10,000 to $24,999.99
Tier 3: $25,000 & up |
0.60
0.10
0.15
0.60 |
0.60
0.10
0.15
0.60 |
$2,500 |
$2,500 |
| IRA's ** |
| Fixed (12 month) |
0.60 |
0.60 |
$ -0- |
$ -0- |
| Variable (12 month) * |
0.60 |
0.60 |
$ -0- |
$ -0- |
| CERTIFICATES OF DEPOSIT ** |
| 3 months (90 days) |
0.10 |
0.10 |
$1,000 |
$1,000 |
| 6 months (180 days) |
0.35 |
0.35 |
$1,000 |
$1,000 |
| 12 months (1 year) |
0.60 |
0.60 |
$1,000 |
$1,000 |
| 18 months (1.5 years) |
0.70 |
0.70 |
$1,000 |
$1,000 |
| 24 months (2 years) |
0.90 |
0.90 |
$1,000 |
$1,000 |
| 30 months (2.5 years) |
0.90 |
0.90 |
$1,000 |
$1,000 |
| 36 months (3 years) |
1.00 |
1.00 |
$1,000 |
$1,000 |
| 48 months (4 years) |
1.10 |
1.10 |
$1,000 |
$1,000 |
| 60 months (5 years) |
1.25 |
1.25 |
$1,000 |
$1,000 |
* Interest rates may change after the account is opened.
** There may be a penalty for early withdrawal. |
Loan Rates
- Rates on automobile loans.
- Rates on real estate loans adjusted according to Prime Rate.
- Rates on loans secured by certificate of deposit - CD rate plus 2%.
Rates and terms will vary based on amount of equity in collateral.
Prime Rate is the Prime Rate as published in the Wall Street Journal and is subject to change daily.
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