Current Rates
These rates are current as of June 25, 2012 and are subject to change without notice.
Annual Percentage Yield (APY)
assumes principal and interest remain on deposit for one year
at the same interest rate. Service charges and fees may
reduce earnings.
| |
Interest
Rate |
APY |
Minimum
Opening
Balance |
Minimum
Balance
to Receive
Interest |
| Savings Accounts * |
| Regular |
0.65 |
0.65 |
$100 |
$ -0- |
Vacation Club
(Renewed Annually with May 1 payout)** |
0.75 |
0.75 |
$ -0- |
$ -0- |
Christmas Club
(Renewed Annually with November 1 payout)** |
0.75 |
0.75 |
$ -0- |
$ -0- |
| Money Market Accounts * |
| |
0.75 |
0.75 |
$2,500 |
$2,500 |
| Checking Accounts * |
| NOW |
0.10 |
0.10 |
$1,000 |
$1,000 |
| Super NOW |
0.15 |
0.15 |
$2,500 |
$1,000 |
| Hometown |
0.10 |
0.10 |
$100 |
$1,000 |
| Hometown Plus |
0.10 |
0.10 |
$100 |
$1,000 |
| Horizon Club |
0.10 |
0.10 |
$2,500 |
$1,000 |
| High Yield Business |
0.75 |
0.75 |
$2,500 |
$2,500 |
| IRA's ** |
| Fixed (12 month) |
0.75 |
0.75 |
|
|
| Variable (12 month) * |
0.75 |
0.75 |
|
|
| Certificates of Deposit ** |
| 3 months (90 days) |
0.10 |
0.10 |
$1,000 |
$1,000 |
| 6 months (180 days) |
0.50 |
0.50 |
$1,000 |
$1,000 |
| 12 months (1 year) |
0.75 |
0.75 |
$1,000 |
$1,000 |
| 18 months (1.5 years) |
0.80 |
0.80 |
$1,000 |
$1,000 |
| 24 months (2 years) |
1.00 |
1.00 |
$1,000 |
$1,000 |
| 30 months (2.5 years) |
1.00 |
1.00 |
$1,000 |
$1,000 |
| 36 months (3 years) |
1.10 |
1.10 |
$1,000 |
$1,000 |
| 48 months (4 years) |
1.10 |
1.10 |
$1,000 |
$1,000 |
| 60 months (5 years) |
1.25 |
1.25 |
$1,000 |
$1,000 |
* Interest rates may change after the account is opened.
** There may be a penalty for early withdrawal. |
Loan Rates
- Rates on automobile loans.
- Rates on real estate loans adjusted according to Prime
Rate.
- Rates on loans secured by certificate of deposit - CD
rate plus 2%.
Rates and terms will vary based on amount of equity in
collateral.
Prime Rate is the Prime Rate as published in the Wall
Street Journal and is subject to change daily.
|
